Having a hard time determining which credit repair companies are a scam and which ones are legit?  If you’re looking for a list of the best credit repair companies then you’ve come to the right place.  We have thoroughly investigated every credit repair company on the net in search of the most knowledgeable, most affordable and overall best to save you time and money!

Congratulations on joining millions of others who have used a credit repair company to repair their credit.  Best of luck on your credit repair journey!

1. Lexington Law (Our Top Pick)

• Set-up fee: $99 / Monthly fee: Starting at $39.99
• Serving clients for over 19 years
• Over a half million clients represented
• 22 Lawyers across 16 states
• Highest rating from the Better Business Bureau
• Millions of removals throughout our history

Lexington Law has nearly two decades of service and is a true leader in the industry. With statistics averaging 8.7 removals per combined credit reports within the first three months of service and over 28 removals by the end of the first year, it is no wonder why so many people have trusted Lexington Law for improving their credit scores.

You can get a free consultation from Lexington Law by calling 1-800-220-0084.

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2. Sky Blue Credit

• Set-up fee: $49 / Monthly fee: $49.00
• Twenty years of service
• Married couples save big on set-up fees
• 100% Money Back Guarantee
• A+ BBB rating

Sky Blue offers the experience and proficiency of a large corporation and the dedicated service one would come to expect from a long-time credit repair provider. When married couples sign up for Sky Blue together, they receive special discounts, including a reduction of their set-up fees. The website is easy to navigate and the service is up-front and personalized from real professionals.

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3. DSI Solutions

• Set-up fee: $19 Three installments of $89
• No ongoing monthly fees
• Serving clients for over 10 years

DSI Solutions can help clients out of just about any credit situation, even if they do not have access to their credit report. They have the unique ability to acquire their clients’ credit reports for them, a feature other credit repair services do not offer. Clients have the choice to pay the entire service fee of $267 up-front or make payments in three installments, another reason DSI Solutions is more flexible than its competitors.

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4. MSI Credit Solutions

• Service fees based on each client’s needs
• Over a decade of experience

MSI Credit Solutions is the perfect choice for people looking for personalized credit plans suited to fit their individual needs. Consultation is free and after looking at your credit report and other information, MSI Credit Solutions tailors an action plan and payment structure to fit your budget.

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5. Credit Assistance Network

• Set-up fee: $145 / Monthly fee: $95.00
• Money Back Guarantee
• ‘A’ BBB rating
• 24/7 Online Progress Tracking

Credit Assistance Network is a smaller company and offers a much more personalized program than the majority of credit repair companies. They have a different approach and refer to their services as “Credit Improvement” as opposed to “Credit Repair” because it is a realistic solution that takes time and persistence.

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